VyStar Credit Union Payoff Address, Overnight Payoff Address


VyStar Credit Union Payoff Address: If you're a Vystar Credit Union customer looking to pay off your loans or credit card balance, having the correct payoff address and phone number is important. Whether you're making payments online or by mail, having this information ensures that your payments are applied correctly and on time. Fortunately, Vystar Credit Union provides customers easy access to their payoff addresses and phone number. In this article, we'll provide you with all the information you need to make your payments accurately and efficiently.

History of VyStar Credit Union: 

VyStar Credit Union, headquartered in Jacksonville, Florida, has an inspiring journey that spans over seven decades. It was established in 1952 by 12 founding members who were civil service employees at Naval Air Station Jacksonville under Jax Navy Federal Credit Union. It was established to provide better and more affordable financial services to military and civilian personnel and their families. 

VyStar Credit Union Payoff Address, Overnight Payoff Address, Phone Number etc
VyStar Credit Union Payoff Address, Overnight Payoff Address, Phone Number etc

Over the years, VyStar experienced significant growth, expanded its field of membership, and updated its name to VyStar Credit Union in 2002 to reflect the broader community it now serves. As of my knowledge cutoff in September 2021, VyStar is the 19th largest credit union in the United States regarding asset size, serving over 700,000 members across Florida and Southeast Georgia. 

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VyStar Credit Union Payoff Address: 

If you need to mail your loan payoff to VyStar Credit Union, you can send it to the following address, 

VyStar Credit Union Payoff Address: (Standard Address)

VyStar Credit Union 
PO Box 75058
Chicago, Illinois, IL 60675
United States

VyStar Credit Union Payoff Overnight Address:

VyStar Credit Union
76 S Laura St
Jacksonville, Florida, FL 32202
United States

VyStar Credit Union Overnight Payoff Address:

For those who prefer to use an overnight or expedited delivery service to ensure their payoff arrives as quickly as possible, VyStar Credit Union accepts overnight deliveries at their physical address: 

VyStar Credit Union
76 S Laura St
Jacksonville, Florida, FL 32202
United States

Be sure to mark the envelope to the attention of the 'Loan Servicing Department' and include your account number along with specific details of the loan you are paying off. 

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VyStar Credit Union Headquarters Location:

VyStar Credit Union Payoff Phone Number:

If you need to discuss your loan payoff, have queries about the payoff process, or wish to pay over the phone, VyStar Credit Union dedicated customer service team is ready to assist you. The VyStar Credit Union payoff phone number is 1-800-445-6289. Customer service representatives are available Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:00 AM to 5:00 PM. 

How to Pay VyStar Credit Union Loan Payment?

Here's a generalized set of steps that can typically be used to make loan payments. Please double-check these steps on the VyStar Credit Union official website or contact VyStar Credit Union customer service directly to get the most accurate and up-to-date information,

Online Payment through VyStar Internet Banking:

  • Log in to your VyStar online banking account. 
  • Once logged in, navigate to the loan payment section.
  • Select the loan you want to pay. You may need to enter your loan account number.
  • Enter the amount you want to pay.
  • Confirm the payment details, then submit the payment.
  • You should receive a confirmation message or email confirming your payment.

Payment by Mail:

  • You can also mail your loan payment. 
  • Write a check payable to VyStar Credit Union, include your loan account number in the memo field of the check to ensure the money goes to the right place.
  • Mail the payment to the address specified by VyStar for loan payments. As of my last update, this is the following address: VyStar Credit Union, P.O. Box 45085, Jacksonville, FL 32232.

Payment by Phone:

VyStar likely offers the option to pay by phone. You can call their customer service line and follow the prompts to make a payment. You'll likely need your loan account number and your bank account or debit card information.

In-Person Payment:

  • You can visit a VyStar branch and make a loan payment in person.
  • Remember to bring your loan account number and the payment.


VyStar Credit Union history is marked by growth and commitment to the financial well-being of its members. With its multiple avenues for loan payoff, VyStar ensures members have the convenience they need when closing out a loan. I hope the above information is really useful for you to find VyStar Credit Union Payoff Address & Phone Number. For more queries, you can contact VyStar Credit Union Customer Service.


1. What is the corporate address for VyStar Credit Union?

Ans: VyStar Credit Union Corporate Office Headquarters Address is located at 8263 Philips Hwy, Jacksonville, Florida 

2. Is VyStar only in Florida?

Ans: No. VyStar is open to everyone who lives or works in the 49 contiguous countries of Central to North Florida, 10 Georgia counties

3. How do I pay with VyStar?

Ans: From your mobile account dashboard, navigate to Payments. Then select Pay Bills from the options.

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